Booked your call? Let's make it count.
These quick questions give us everything we need to walk into your call with real numbers — and walk out with the start of your plan. Takes about 3 minutes, and there are no wrong answers. Haven't booked yet? Grab your free 15-minute slot first.
First things first — what's your name?
So we know who we're building this plan for.
And the best email to reach you?
This is where your personalized plan will land after we talk.
Do you usually pay your card off in full each month?
This one matters more than any other question here. We don't take on clients who are carrying credit card debt — interest costs far more than rewards can return. Answer honestly; there's no wrong answer, and it costs you nothing either way.
What would make rewards feel worth it to you?
There's no right answer — cash and travel are both great. This just shapes which cards we look at.
Which credit cards do you have today?
List whatever you can remember — issuer and card name is perfect (e.g. "Chase Freedom, Amex Gold"). "None" is a completely fine answer.
Roughly, where does your credit score sit?
Your approximate range helps us keep recommendations realistic. Card issuers make all approval decisions — we can't predict or guarantee approval. No judgment here, ever.
About how much goes on cards each month?
Everything combined — groceries, bills, subscriptions, the lot. Your best guess is plenty.
Where does that money actually go?
Rough monthly amounts — this is where the biggest wins hide. Skip any that don't apply.
Any big purchases coming up in the next 6 months?
Furniture, a move, a wedding, home repairs… Big spend is the perfect way to unlock a sign-up bonus, so timing matters.
Do you own a business or have side income?
Certain legitimate business or side-income activities may qualify for business cards under an issuer's rules — some of the best value out there.
Tell us a little about the business.
What it does and how it's set up — sole proprietor, LLC, or side income. Eligibility for business cards varies by issuer and application.
Roughly how much does the business spend each month?
Supplies, software, advertising, shipping — anything that could go on a card. Business spend often earns the fastest.
Are you using a business credit card today?
Plenty of owners run business spend through a personal card — that's usually the single biggest missed opportunity we find.
Is there a partner in the picture?
Couples can earn nearly double by coordinating cards — we call it two-player mode. It's how my wife and I earned our $25,000.
Anything else we should know?
A dream trip, a card you've been eyeing, a question you want answered on the call — this is the place.
Here's what we'll bring to your call.
Hit send and this lands straight in our inbox — we'll have your numbers ready before we even say hello.
You're all set.
Your answers are in — there's nothing else to do. We'll review everything before your call and come ready with real numbers. Talk soon!