Spend-optimization consulting for business owners

Your business already spends the money. Make it pay you back.

Spendworth Group builds rewards playbooks for business owners — turning the materials, fuel, and overhead you already buy into five figures a year of travel and cash back. Same suppliers. Same process. New results.

Get a free spend review See how it works

2–4%of typical business spend is recoverable as rewards value — most owners collect almost none of it.

$0change to your suppliers, your staff, or how you run the business.

Flat feewe never take commissions or kickbacks from banks — we work for you, not them.

How it works

Three steps. The first one is free, and it tells us both whether this is worth your time.

Free spend review

A 15-minute call. We walk through where the money goes each month — suppliers, fuel, subs, insurance, software — and estimate what's being left on the table.

Your rewards playbook

We map every major expense to the rewards program that pays the most for it, and hand you the routing in plain English: what to put where, and how to redeem so the value is real.

You collect

You keep buying from the same suppliers you always have. The rewards land as cash back or travel. We check in to keep the playbook current as programs change.

Built for owners with real monthly spend

Contractors, trades, and service businesses get the most out of this — anywhere real money moves every month:

Materials & supplies
Fuel & fleet
Subcontractors
Insurance & bonding
Equipment & tools
Software, phones & utilities

Example: a shop running $35,000/month through suppliers on checks and a basic 1% card is typically leaving $8,000–$15,000 a year unclaimed versus a tuned playbook — before counting travel redemptions, which often stretch the same points 1.5–2×.

Why owners work with us

Independent, flat-fee advice

We're not a bank and we don't issue anything. No commissions, no referral kickbacks — the playbook is built for your numbers, not a sales quota.
Zero disruption

No new vendors, no new processes, nothing for your crew to learn. The playbook routes spending you already do.
Real redemptions, not points purgatory

Cash back is the floor. Owners who travel typically stretch the same rewards 1.5–2× further on flights and hotels — we set that part up too.
Straight answers

If the free review shows the numbers don't justify our fee, we'll tell you exactly that and part as friends.

Who's behind it

Spendworth Group is led by Landin Miyake, a rewards-strategy consultant who builds spending playbooks for business owners and families. The whole job is finding the value hiding in the spending you already do — and making it effortless to claim.

Common questions

Is this about credit cards?

Card rewards programs are one of the main tools we use, but what you're paying for is the strategy: which programs actually fit your spend, how to route each expense category, and how to redeem so the value is real. We never sell you a financial product and never take a commission — we're consultants, not card salespeople.

Do I have to change suppliers or how I operate?

No. The playbook routes the spending you already do, with the vendors you already use. Your process and your crew's day don't change.

What does it cost?

A flat consulting fee, quoted after your free spend review — no percentage of spend, no commissions, no subscriptions you forget about. If the review shows the numbers don't justify the fee, we'll say so.

We already have a business rewards card.

Most businesses do — and most are still leaving the majority of the value unclaimed, because no single card pays top rates on every category. The gap between "a card" and a tuned playbook is usually thousands a year.

Find out what your spending is worth

Fifteen minutes, no obligation. Tell us a little about the business and we'll reach out to set up your free spend review.